The process starts with a close examination of public records to determine if any encumbrances, liens, or claims are attached to the title of the property you are purchasing.  There are usually two title policies issued; one for the homeowner, the Owner’s Title Policy, which protects the homeowner and the other is for the lender, the Mortgagee’s Title Policy, which protects the lender.

The title insurance premium is only paid once, but your property will be insured for as long as you own your home.  It is less than one percent of the purchase price and less than ten percent of your total closing cost.

TITLE INSURANCE PROTECTS YOU AGAINST THE FOLLOWING CAUSES FOR LOSS:  Fraud, Perjury, Forgery, Liens, Infancy,  Suppressed/Undiscovered wills, Powers of Attorney revoked by death or insanity, False Affidavit, Undisclosed/missing heirs, Erroneous Interpretations of statutes and rules of law, and so much more!

6625 Miami Lakes Drive  .  Suite 244  .  Miami Lakes, Florida 33014  .  Office 305 698 3737  .  Fax 305 698 3455